:root{
  --bg:#f6f9fc;
  --surface:#ffffff;
  --surface-2:#eef6f7;
  --text:#11283a;
  --muted:#607586;
  --primary:#0d6f73;
  --primary-dark:#084f58;
  --accent:#d9a23b;
  --border:#dce8ec;
  --shadow:0 18px 50px rgba(15,56,72,.10);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  background:linear-gradient(180deg,#f8fbfd 0%,#eef5f7 100%);
  color:var(--text);
  line-height:1.7;
}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,calc(100% - 32px));margin:auto}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.88);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(220,232,236,.8);
}
.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.15rem;color:var(--text)}
.logo-mark{
  width:44px;height:44px;border-radius:14px;
  display:grid;place-items:center;
  background:linear-gradient(145deg,var(--primary),#2aa8a1);
  box-shadow:0 10px 25px rgba(13,111,115,.25);
  color:white;font-size:22px;
}
.nav-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.nav-links a{color:var(--muted);font-weight:700;font-size:.95rem}
.nav-links a.active,.nav-links a:hover{color:var(--primary);text-decoration:none}
.hero{padding:92px 0 68px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  background:#e4f5f3;color:var(--primary-dark);
  border:1px solid #c6e8e5;border-radius:999px;
  padding:8px 14px;font-size:.85rem;font-weight:800;
}
h1{font-size:clamp(2.4rem,6vw,5rem);line-height:1.03;margin:20px 0 22px;letter-spacing:-.045em}
h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.2;margin:0 0 18px;letter-spacing:-.025em}
h3{font-size:1.12rem;margin:0 0 8px}
.lead{font-size:1.15rem;color:var(--muted);max-width:680px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:13px 20px;border-radius:14px;font-weight:800;
  border:1px solid transparent;transition:.2s ease;
}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn-primary{background:var(--primary);color:white;box-shadow:0 12px 28px rgba(13,111,115,.22)}
.btn-secondary{background:white;color:var(--text);border-color:var(--border)}
.hero-card{
  background:linear-gradient(160deg,#0e3346,#0b5961);
  border-radius:32px;padding:30px;color:white;
  box-shadow:0 28px 70px rgba(9,51,70,.28);
}
.house{
  aspect-ratio:1/1;border:2px solid rgba(255,255,255,.24);
  border-radius:28px;padding:24px;display:grid;grid-template-columns:1fr 1fr;
  gap:14px;background:rgba(255,255,255,.06)
}
.house div{
  border-radius:17px;background:rgba(255,255,255,.12);
  display:grid;place-items:center;font-size:2rem;min-height:110px
}
.section{padding:72px 0}
.section-alt{background:rgba(255,255,255,.62);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.section-intro{max-width:720px;margin-bottom:30px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
  background:var(--surface);border:1px solid var(--border);
  border-radius:var(--radius);padding:25px;box-shadow:var(--shadow)
}
.card-icon{
  width:48px;height:48px;border-radius:15px;
  display:grid;place-items:center;background:var(--surface-2);
  color:var(--primary);font-size:1.4rem;margin-bottom:18px
}
.card p,.muted{color:var(--muted)}
.policy-wrap{display:grid;grid-template-columns:280px 1fr;gap:30px;padding:54px 0 80px}
.policy-nav{
  position:sticky;top:96px;align-self:start;background:white;border:1px solid var(--border);
  border-radius:20px;padding:18px;box-shadow:var(--shadow)
}
.policy-nav strong{display:block;margin:4px 10px 12px}
.policy-nav a{display:block;padding:9px 10px;border-radius:10px;color:var(--muted);font-weight:650}
.policy-nav a:hover{background:var(--surface-2);color:var(--primary);text-decoration:none}
.policy{
  background:white;border:1px solid var(--border);border-radius:28px;
  padding:clamp(24px,5vw,54px);box-shadow:var(--shadow)
}
.policy-header{padding-bottom:26px;border-bottom:1px solid var(--border);margin-bottom:30px}
.policy-header h1{font-size:clamp(2.2rem,5vw,4rem);margin:12px 0}
.meta{color:var(--muted);font-weight:650}
.policy section{padding:12px 0 22px;scroll-margin-top:100px}
.policy ul{padding-left:22px}
.notice{
  border-left:4px solid var(--primary);background:var(--surface-2);
  padding:16px 18px;border-radius:0 14px 14px 0;margin:20px 0
}
.contact-card{max-width:720px;margin:60px auto;background:white;border:1px solid var(--border);border-radius:28px;padding:40px;box-shadow:var(--shadow)}
.footer{background:#0b2637;color:#c8d5dc;padding:38px 0}
.footer-grid{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;flex-wrap:wrap}
.footer a{color:white}
.small{font-size:.9rem}
@media(max-width:820px){
  .hero-grid,.policy-wrap{grid-template-columns:1fr}
  .policy-nav{position:static}
  .grid-3{grid-template-columns:1fr}
  .nav{padding:12px 0;align-items:flex-start}
  .nav-links{justify-content:flex-end}
  .hero{padding-top:58px}
}
@media(max-width:560px){
  .nav{display:block}
  .brand{margin-bottom:12px}
  .nav-links{gap:12px}
  .hero-card{padding:18px}
  .house div{min-height:86px}
}